Promised yourself you’ll get a handle on your finances for 2010? Our top 5 money saving tips for 2010 are an excellent way to kick-start your savings plan.
- Learn to budget
Go over your spending from last year and note where you spent your money and were there any areas that you spent too much? Can you cut down on those big expenses this year? It is a good idea to set a budget for the year and try and stick to it as best you can. It really makes a big difference if you know where your money is coming in from and going out to. Why not get a Prepaid MasterCard to help with all your budgeting needs? - No more paying full price for things
There are numerous deals out there to be had on your common household items. Take advantage of money off coupons, discount codes, sale items on the high-street. I have already bought some up and coming birthday prezzies in the sale and have saved a mini fortune. Work out where you pay the full price for a particular item and then spend a little time researching if you can get it cheaper elsewhere. - Delay your Spending
Could you delay any spend that can be classed as being non-essential for 30 days? Could you draw up a list of all the things you want to buy and then see if you still want to buy them at the end of the “no spend for 30 days” test? It’s a smart way to look at your impulse buying patterns and keep that hard earned money in your bank account just a little bit longer. - Al-Desko dining
If you are a working dad or mum then why not dine Al-Desko and take your own lunch to work? It does not cost much to make a little extra with each evening meal and provided you have the right heating facilities at work you can use the opportunity of taking your own food in to control your calories etc. - Home is where the heart is
There are numerous ways to save money by using your home & garden more as a family base for activities. Rent out CD’s, DVDs & books and host a movie night (don’t forget to make your own treats). Host a party for your kids or your friends at somebody elses place and then your house the next time. Ask your guests to bring a dish, they won’t mind, everyone loves to get cooking! Why not host a clothes swap party at your home saving you even more pennies and gaining you some new wardrobe items.
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