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With political stalemate a common occurrence in Washington D.C., it may be dense to recall when Congress really passed any legislation that helped middle class Americans. However back in 1977, the U.S. Congress passed landmark legislation that regulates debt collection. In the three decades since then, the Honest Debt Collection Practices Act has only had minor amendments made to it as it continues to protect America’s consumers against the unbridled harassment and deceptive practices that had been common in debt collection before its passage.
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