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September 29, 2010

The Many Aspects Of Online Charge Card Apps

Online credit card applications seem to be the in thing and Chase too offers on the web charge card application facility. Here, ‘Chase.com credit cards’ refers to the chase charge cards that might be went for online. Just for those who don’t know, ‘Chase’ is a brand that is owned by JPMorgan Chase & Co. (a leading global financial services firm).

By ‘Chase.com charge card offers’, I mean the credit card offers that you can get hold of at chase.com. Obviously, ‘Chase.com credit cards’ would be regulated by chase. Again, as with any other charge card supplier, ‘Chase.com credit cards’ available would be changing too. Anyways; one night, before going to bed, I thought of just checking the chase.com charge cards section. Here is what I discovered:

There is a different Chase.com charge cards section. As I browsed through the Chase.com charge cards section (the Internet application ones), the first one I encountered was called ‘Chase Cash Plus’ or the ‘Chase Cash Plus Rewards’. These promise faster rewards and offer 5% earnings on gas and on purchases made at grocery-stores/drug-stores. For other shopping venues, it offers 1% earnings. These earnings can be in the form of gift credentials or cash.

The next on the Chase.com credit cards section was the ‘Flexible rewards Visa signature card’. Here you earn a point for each purchase of $1. You can hold on to collecting these points and then finally redeem them for your decision of things (like cash, travel, gift credentials or some kind of merchandise). The redemption can start at 2500 points (and you get an incentive of 1000 points as soon as you make the first purchase). Furthermore, this one doesn’t have any annual fee either. So that was the second one in the Chase.com charge cards section.

Moving on in the Chase.com credit cards section, I found ‘Free Cash Rewards Platinum Visa card’. This one, as the name goes, offers cash rewards. You can get a $25 check or a present certificate on redemption of 2500 points. Since there is one point earned for every $1 spend, this mean that you efficiently get 1% cash back on these cards.

I had started loving browsing through the Chase.com charge cards section. So I progressed to the next one in the Chase.com charge cards section. The next one on the Chase.com credit cards section was ‘Chase Perfect Platinum MasterCard’ which doesn’t limit you to getting rebates only on a certain brand of gasoline; instead, you get rebates everywhere. ‘

There were few more cards on Chase.com credit cards section and one particularly caught my attention. This one was at the bottom of Chase.com charge cards section and was called ‘Check Gallery Platinum Visa Card’. Here you could choose the design of your card from those available e.g. cowboys, smileys etc. By now, I was so sleepy that I really had to deactivated my computer and go off to fall asleep.

This article was brought to you by cardwoo

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